1st Credit consistently achieves industry-leading collection rates. We employ a highly motivated team of negotiators is adept at devising bespoke strategies to ensure the maximum return for our clients, both in the consumer and commercial sector. Our negotiators are considerate, persistent and understanding and follow 1st Credit’s standard debt recovery procedure, while adhering to our policy of constructive negotiation, whether it be working in our own name, or that of our client.

CONTINGENT DEBT


1st Credit has used experience gained in the debt purchase market to grow its contingent business.

Current Clients include major financial services institutions, retail, utility and telecoms companies.  We are consistently at the top of the league tables for collections for our major clients, driven by the asset management skills the business possesses, together with the science and experience gained from being one of the largest and oldest debt purchase businesses.

1st Credit is committed to ensuring continued compliance with all legislation and regulation. As a member of the Credit Services Association we adhere not only to the letter of its debt collection guidance but also the spirit of it.